Leave Your Credit Cards at Home This Christmas
One of the simplest methods to limit your spending this Christmas cheaper car insurance quotes protect your bank balance is to carry your cash around with you according to a recent study by scientists. People who pay in cash as opposed to their plastic little friends are far more reluctant to part with their cash as we see it a lot more valuable than credit cards.
It may be down to the fact that knowing thousands of pounds is available on the little card so we see it as a drop in the ocean, but when we actually see our cash being handed over it feels a lot worse.
Of course this has its safety implications such as if you lose your wallet or it is stolen, you have just lost all the money as with a credit card it would not be. It is also impractical to carry around hundreds of pounds, especially if you want to make numerous expensive purchases.
It is also the case for when it comes to vouchers, having a voucher in a shop means it is already spent. People going into a shop will not want to leave any credit on a voucher so will usually spend it all even if it is on items they do not really need.
Some may see vouchers and credit cards similar to monopoly money and will spend a little more money on items than they would if it was cash.
If you choose to use a credit card this Christmas then you home refinancing information make sure you do not overspend and become another post Christmas debt statistic.
Search for moneysupermarketcards/interest free credit cards online using comparison sites, there are a number of moneysupermarketcards/cards available so finding the right credit cards should be easy.
