Aug

At our house, the kitchen table doubles as homework central. Whether your child completes his homework in a common area or secluded in his bedroom, it is vital that you create a special space for this important activity.

What makes a great homework space?

Adequate space - Textbooks, notebooks and supplies take up a lot of room. Make sure each child has enough space to comfortably complete their activities. Kitchen tables are great study areas for this reason. Smaller bedroom desks may not provide enough space for all the necessary materials.

Quiet This is just so important. I used to attempt to watch the evening news (on a small kitchen TV) while I made dinner and my children competed their homework. I was always amazed when they had questions regarding the news stories that I was barely listening too. It really was a distraction for them. Homework time is much more effective now that its quiet.

Supplies Each of my children has a homework box, one of those plastic pencil boxes you probably purchased for back-to-school. They each Neurontin their own supply of pens, pencils, colored pencils and white-out which is kept in their room and brought to the kitchen table at homework time. Extra paper, rulers, a stapler and pencil sharpener are stored in an armoire near the kitchen table. No more searching for supplies!

Lighting Inadequate lighting at your childs study area can make homework more difficult than it needs to be. The chandelier over the kitchen table may not provide enough light for reading and writing (mine certainly doesnt). Usually task lighting is necessary when performing tasks requiring visual concentration. Task lighting provides focused light in addition to the ambient lighting provided by an overhead chandelier. At our house, a desk lamp on the kitchen table reduces eye strain.

Let the Children Choose Allow your kids to choose special pencils, storage boxes or folders for homework time. We have special Star Wars pencils just for homework time. These little things make a big difference to children.

Theres just no substitute for parental involvement in childrens homework activities. If parents treat homework as an important daily activity, the children will treat it as such.

What are your favorite homework time tips? Id love to midphase web hosting from you!

Caren Bugay has lots of tips and resources to enhance your child's education. Find more great Generic Drugs at helpyourkidslearn.blogspothelpyourkidslearn.blogspot

CONTENTS, or UNSCHEDULED PERSONAL PROPERTY

Picture a homeowner couple in Southern California. They had a home in a wooded area, and wildfires began. The local Fire Department came to their home and required that they evacuate because the winds shifted and the refinance interest only was coming straight for their home. They gather up their most valuable possessions and leave their home. Three days later, they return to find a smoldering pile of ashes...a total loss.

This article is about the Contents portion of the claim. The insurance company will not just write sell structured settlements a check for the policy limits in your Homeowners policy. You're going to have to prove your loss.

The insurance company adjuster MIGHT give you an inventory form to fill out. They might not. But, they ARE going to expect you to submit a complete, accurate inventory list.

I hope that you videotaped all of the interior of your home PRIOR to the loss, and have secured that videotape in a safe deposit box off-site. Then, you could view the tape and write out the inventory.

But let's just assume that all you have is ashes. What to do next?

Get a copy of a JC Penney catalog. Better, get two...one Fall/Winter, one Spring/Summer. Get your hands on as many other catalogs as you can find. As you look at the pages of the catalogs, you'll remember the things that you had in your home. You will find hundreds or thousands of dollars in personal property that you likely would not have remembered owning. Not only will you remember dozens and dozens of items, but you'll have a retail price from a reputable retailer right at your fingertips.

Please don't misunderstand what I'm telling you to do here. I'm NOT telling you to write down items on your inventory list that you did not own. That's fraud, and you can go to jail for fraud. I'm simply showing you a way to remind yourself of things long ago purchased, and possibly stored and forgotten. For example, how many parents bought a vaporizer to run in their children's' rooms at night when the children were sick? That vaporizer might not have been used in years, but you owned it, and you have a right to collect for it under the terms of your policy.

Write down EVERYTHING. Your inventory list will likely take dozens of pages. Remember to show:
(1) replacement cost,
(2) age of the item,
(3) Price paid.

When I say "write down EVERYTHING," I mean it. Thumbtacks, Q tips, makeup, bobby pins, tools, extension cords, light bulbs....if you owned it, record it.

You can be certain that the personal property you DO NOT INVENTORY will NOT be paid for.

You can you win industrial injury fight! You have powerful friends...me and the California Department of Insurance. Let us help you if you have ANY trouble with your insurance company.

Copyright 2008 by Russell D. Longcore

P.S. I wrote a book that YOU need!

check out: insurance-claim-secretsinsurance-claim-secrets

NUMBER ONE at Amazon in its category!

My blog is at: insurance-claim-secrets.blogspotinsurance-claim-secrets.blogspot

Nominated for Georgia Author of the Year Award 2008

Finalist, USA Book News "Best Book Awards 2008"