Wednesday, January 14, 2009 

How To Accept Credit Cards Without a Merchant Account

To increase sales on your website, you must accept credit
cards. To process credit cards, you could apply for a
merchant account through your bank or other financial
institution.

Sometimes, though, you would be further ahead to use the
services of a credit card Linden dollars This is especially
true when you are first starting out and have more
limited resources. In this way, you may process credit
card transactions without the high front-end costs and
requirements of a merchant account.

Here, then, are just a few ways of accepting credit cards
without a merchant account. I personally use all of these
vendors and can recommend them wholeheartedly.

1. Clickbank

If your product is downloadable (such as electronic books
or software), you might consider ClickBank . For a
$49.95 initial fee, you can process credit cards and
on-line cheques for $1.00 per transaction plus 7.5% of
sales.

You receive additional exposure through free listing on
their website and through the search facilities of other
websites, such as CBMall .

As an added bonus, you have your own built-in affiliate
program. You decide what commission (from 1% to 75%) you
would like to pay your affiliates.

2. PayPal

PayPal has no initial fees. For just 2.9% of sales
and $ .30 per transaction (and sometimes less), you can
receive money from anyone.

Also, you can pay others by credit card or chequing account
without supplying your personal credit information to the
payee. PayPal can be used to collect money from your
auctions, website sales, or even from friends or clients.

3. PaySystems

PaySystems can handle either intangible (downloadable)
or tangible (shippable) products. For an initial fee of
$49.00, you can accept all major credit cards as well as
online checks. Fees are just 3.95% of sales and $1.00 per
transaction. Alternatively, you may pay 5.5% of sales and
$ .35 per transaction.

For this, you receive shopping cart, integration with
third-party affiliate programs (such as ClixGalore ),
fraud screening, multi-currency transactions, toll-free
support, marketing tools, and more.

For more information on how to accept credit cards without
a merchant account, visit:
rel="nofollow" yenommarketinginccreditcards

RESOURCE BOX:

J. Stephen Pope, President of Pope Consulting Inc., popeconsultingincpopeconsultinginc has been helping clients to earn maximum business profits for over twenty-five years.

For valuable Work at Home Small Business Ideas, visit yenommarketingincyenommarketinginc

 

Chinese Baby Full Moon Gift Packs

The first month after IRS attorneys baby's birth is a significant time for Chinese families, where it is customary to also distribute baby full moon gift packs. During this time, the Chinese parents often celebrate with a dinner party, or a celebration. Concurrently, the full moon also marks the end of the mother's confinement period.

For a full month after delivery, Chinese mothers are confined to the home in order to recuperate. They are served with special Chinese herbs to speed up recovery, loan consolidation student are restricted to numerous post-delivery customs. For instance, bathing in cold water and drinking un-boiled water are taboo during these times. Conversely, red date drinks and ginger cooked chicken are a must within the confinement menu. It is also common amongst Chinese families to engage the help of a Confinement Lady for a month. Skilled in the arts of confinement, she cooks and cares for the mother, and advises her on all the dos and don'ts of post-natal traditions.

Typically, a full moon feast is held where friends and relatives are invited to welcome the arrival of the new baby to the family. Nevertheless, the grandeur of this feast may vary between families. Some may opt to host a banquet, much like a Chinese wedding, while others may choose to have a party at home. Of course, with the new baby as the center of attention, this is an excellent opportunity for the proud parents to show their baby off to the adoration of their guests.

Another special full moon tradition of the Chinese would be the presentation of baby full moon gift packs to friends, colleagues and relatives. Delightful treats such as glutinous rice with tumeric, hard boiled eggs dyed in red, curry chicken and an ensemble of Chinese cakes.

The most popular of the Chinese tarts most commonly used in full moon gift packs would be the "Ang Koo" cake. Made of a mixture of glutinous rice floor, sweet potato and red dye kneaded into dough, each tart is inserted with a filling of soft green peas and pandan leaves. When the cake is cooked, a mould resembling a tortoise shell would be used to form the unique surface of the "Ang Koo". In Chinese culture, this would resemble longevity and prosperity. A must in a full moon gift pack would be a red egg in each pack that signifies new life and good luck. Served with pickled ginger, these eggs are boiled with the shells specially dyed in red.

Finally, these essential items are neatly packed into a gift box, specially designed for full moon packs. Presentable and uniquely designed, the name of the baby and the parents are printed on the cover of the pack. Truly, these fine full moon gift packs have evolved from the days of our grandparents when gift packs were presented in plastic bags.

Get a glimpse of the variety of full moon gift packs available from Nyonya Restaurant!

nyonya-restaurantNyonya Restaurant has been serving authentic nyonya cuisine in Petaling Jaya, Malaysia since 1974. In line with Chinese tradition, Nyonya Restaurant also produces nyonya-restaurantfull-moonBaby Full Moon Gift packs especially for parents celebrating the first full month of their babies. These full moon gift packages are usually distributed to friends and families either as a token of appreciation, or to announce the arrival of their new born baby.

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