How To Accept Credit Cards Without a Merchant Account
To increase sales on your website, you must accept credit 
cards. To process credit cards, you could apply for a 
merchant account through your bank or other financial
institution.
Sometimes, though, you would be further ahead to use the 
services of a credit card Linden dollars This is especially 
true when you are first starting out and have more 
limited resources. In this way, you may process credit 
card transactions without the high front-end costs and 
requirements of a merchant account.
Here, then, are just a few ways of accepting credit cards 
without a merchant account. I personally use all of these 
vendors and can recommend them wholeheartedly.
1. Clickbank
If your product is downloadable (such as electronic books 
or software), you might consider ClickBank . For a 
$49.95 initial fee, you can process credit cards and 
on-line cheques for $1.00 per transaction plus 7.5% of 
sales.
You receive additional exposure through free listing on 
their website and through the search facilities of other 
websites, such as CBMall .
As an added bonus, you have your own built-in affiliate 
program. You decide what commission (from 1% to 75%) you 
would like to pay your affiliates.
2. PayPal
PayPal has no initial fees. For just 2.9% of sales 
and $ .30 per transaction (and sometimes less), you can 
receive money from anyone.
Also, you can pay others by credit card or chequing account 
without supplying your personal credit information to the 
payee. PayPal can be used to collect money from your 
auctions, website sales, or even from friends or clients.
3. PaySystems
PaySystems can handle either intangible (downloadable) 
or tangible (shippable) products. For an initial fee of 
$49.00, you can accept all major credit cards as well as 
online checks. Fees are just 3.95% of sales and $1.00 per 
transaction. Alternatively, you may pay 5.5% of sales and 
$ .35 per transaction.
For this, you receive shopping cart, integration with 
third-party affiliate programs (such as ClixGalore ), 
fraud screening, multi-currency transactions, toll-free 
support, marketing tools, and more.
For more information on how to accept credit cards without 
a merchant account, visit:
 rel="nofollow" yenommarketinginccreditcards
RESOURCE BOX:
J. Stephen Pope, President of Pope Consulting Inc., popeconsultingincpopeconsultinginc has been helping clients to earn maximum business profits for over twenty-five years.
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